Description
Some guns chase trends, and some just keep doing the job decade after decade. The Charter Arms Undercover falls firmly in the second camp. This is the revolver that built the company's reputation, a five-shot .38 Special snubby with a 2-inch barrel that has been riding in pockets, holsters, and nightstands since the 1960s. This version, model 13820, wears a classic blued black finish with a full-size black rubber grip that gives your hand more to hold onto than the old wood panels ever did.
Why the Undercover Still Earns Its Keep
At right around a pound, the Undercover disappears under a t-shirt or in a jacket pocket without dragging your waistband down. The standard exposed hammer gives you the choice of a smooth double action pull or cocking it for a light single action break, which is a nice option to have if you spend range time working on accuracy. Fixed sights mean nothing to snag, nothing to knock out of alignment, and nothing to fiddle with. Charter also builds these with a shrouded ejector rod and a solid cylinder lock-up, plus a hammer block safety system that keeps the gun from firing unless the trigger is fully pressed.
Rated for +P and Ready for Carry Duty
The Undercover is chambered for .38 Special and rated to handle +P ammunition, so you can carry modern defensive loads with confidence and save the mild stuff for practice. Owners consistently point out that the rubber grip soaks up recoil better than you would expect from a gun this size, which makes practice sessions a lot more pleasant.
A Straightforward Snub Nose from Charter Arms
There is no manual safety to remember, no magazine to lose, and no complicated controls. Load five, close the cylinder, and it is ready. Every Undercover is made in the USA and backed by Charter's lifetime warranty. Whether it becomes your primary carry piece, a backup, or the revolver that lives in the truck console at the deer lease, this is a proven design at a working person's level of fuss, which is to say almost none.
Key Specifications
- Manufacturer: Charter Arms
- Model: Undercover
- Manufacturer Part Number: 13820
- UPC: 678958138207
- Caliber: .38 Special (+P rated)
- Capacity: 5 Rounds
- Action: Double Action / Single Action
- Barrel Length: 2 inches
- Overall Length: 6.75 inches
- Weight: Approx. 16 oz
- Hammer: Standard Exposed
- Sights: Fixed
- Grip: Full-Size Black Rubber
- Finish: Blued / Black
- Made In: USA
What’s Included
- Charter Arms Undercover .38 Special revolver
- Owner's manual
- Factory box
Frequently Asked Questions
Can the Charter Arms Undercover handle +P ammunition?
Yes, this Undercover is rated for .38 Special +P loads, so you can carry modern defensive ammo without worry. That said, a steady diet of standard pressure rounds for practice will keep wear to a minimum, which is how most owners run their snubbies anyway.
Does the Undercover have an exposed hammer or is it hammerless?
Model 13820 is the standard hammer version, so it has a traditional exposed spur. That lets you shoot it double action for defensive work or cock it for a lighter single action trigger at the range. If you want a snag-free profile, Charter makes DAO versions of the Undercover, but this one gives you both options.
Is the Charter Arms Undercover a good choice for concealed carry?
It is one of the classic carry revolvers for a reason. At roughly a pound with a 2-inch barrel and a five-shot cylinder, it rides comfortably inside the waistband or in a coat pocket. The simple manual of arms, with no safety levers or magazines to manage, also makes it a popular pick for folks who want a gun they can run under stress without thinking.
Does Charter Arms back the Undercover with a warranty?
Yes, Charter Arms builds the Undercover in the USA and stands behind it with a lifetime warranty. If anything ever goes wrong with the gun, Charter will take care of the repair, which adds real peace of mind for a firearm you may carry every day.





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